Terms and Conditions
Effective Date: October 1, 2026
Last Updated: October 1, 2026
These Terms and Conditions (“Terms”) govern your access to and use of louisianafirehousebuyer.com (the “Website”) and services offered through the Website by Louisiana Fire House Buyer (“Louisiana Fire House Buyer,” “we,” “us,” or “our”).
By accessing the Website, submitting information concerning real estate, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.
1. Purpose of the Website
The Website allows homeowners, property owners, and authorized representatives to submit information concerning real estate they may wish to sell, including:
- Fire-damaged property;
- Smoke-damaged property;
- Water-damaged property;
- Structurally damaged property;
- Distressed property;
- Vacant property;
- Inherited property;
- Succession or probate property;
- Property facing foreclosure;
- Property subject to liens or privileges;
- Property requiring substantial repairs; and
- Other residential or investment property.
Depending on a particular property and transaction, we may:
- Evaluate the property ourselves;
- Purchase or seek to purchase it;
- Facilitate a potential cash offer;
- Connect the seller with a local cash buyer;
- Refer or route the opportunity to another investor;
- Work with licensed real estate professionals where appropriate;
- Enter into a purchase agreement;
- Acquire contractual or equitable rights;
- Engage in a transaction constituting wholesaling where legally permitted;
- Assign or transfer contractual rights where legally permitted; or
- Determine that neither we nor another prospective purchaser is interested.
Nothing displayed on the Website constitutes a binding offer to purchase real estate.
2. Our Role
Louisiana Fire House Buyer operates within the real estate investment, cash-buyer, property-acquisition, marketing, referral, and lead-generation marketplace.
Depending on a particular transaction, we may act as:
- A prospective principal purchaser;
- A real estate investor;
- A property-acquisition business;
- A marketing or lead-generation service;
- A service connecting sellers with prospective purchasers;
- A contract purchaser;
- A wholesaler where applicable;
- A holder of contractual or equitable rights;
- An affiliate or partner of another purchaser; or
- A combination of these roles.
Our precise role depends on the facts and governing written agreements.
Unless separately and lawfully established, we do not act as your:
- Real estate broker;
- Seller’s real estate agent;
- Attorney;
- Notary;
- Accountant;
- Financial adviser;
- Tax adviser;
- Insurance adviser;
- Public adjuster;
- Contractor;
- Engineer;
- Appraiser;
- Fiduciary;
- Housing counselor;
- Mortgage broker;
- Loan-modification provider;
- Debt-adjustment provider; or
- Foreclosure consultant.
3. Lead Generation Is Different From Wholesaling
The Website expressly connects some homeowners with local cash buyers.
A lead referral or buyer introduction is not necessarily the same as a Louisiana statutory wholesale transaction.
Louisiana law now defines residential real estate wholesaling to include certain activities involving:
- Securing;
- Negotiating; or
- Facilitating
the purchase or sale of residential real property for the purpose of transferring, assigning, or selling a contractual right to purchase or another equitable interest for financial gain.
Where a transaction falls within that definition, Louisiana’s wholesaling protections apply.
4. No Obligation to Sell
Submitting property information or requesting an offer does not obligate you to sell your property.
A Website submission is not a purchase agreement.
You may reject a proposed offer unless and until you enter into a legally enforceable written transaction agreement providing otherwise.
5. No Obligation to Purchase
Submitting information does not require Louisiana Fire House Buyer or any:
- Cash buyer;
- Investor;
- Contract purchaser;
- Wholesaler;
- Affiliate;
- Acquisition partner;
- Broker; or
- Other prospective purchaser
to:
- Evaluate the property;
- Make an offer;
- Maintain a previously discussed offer;
- Continue negotiations;
- Purchase the property; or
- Complete a transaction.
6. Eligibility and Authority
By using the Website or submitting property information, you represent that:
- You are at least 18 years old;
- You possess legal capacity to enter contracts;
- Information you provide is materially accurate to the best of your knowledge;
- You own the property, hold an ownership interest, or are authorized to communicate concerning it; and
- Your use of the Website complies with applicable law.
Submission by one co-owner does not necessarily establish authority to bind all owners.
7. Property Information and Research
We may request or obtain information concerning:
- Property address;
- Property type;
- Property condition;
- Fire damage;
- Smoke damage;
- Water damage;
- Structural damage;
- Electrical and plumbing condition;
- Roof or foundation condition;
- Occupancy;
- Repairs;
- Permits;
- Insurance claims;
- Desired sale timeline;
- Ownership;
- Mortgages;
- Liens and privileges;
- Property taxes;
- Homeowners associations;
- Restrictive covenants;
- Succession;
- Foreclosure;
- Inheritance; and
- Other matters relevant to evaluating a possible transaction.
You authorize us and prospective purchasers evaluating the opportunity to research the property through lawful sources including public records and commercial real estate databases.
8. Buyer Matching
We may connect you with an affiliated or independent:
- Cash buyer;
- Real estate investor;
- Contract purchaser;
- Property-acquisition company;
- Wholesaler;
- Assignee;
- Licensed broker;
- Investment group;
- Redevelopment business;
- Contractor; or
- Other prospective purchaser.
Independent prospective purchasers are responsible for their own:
- Statements;
- Representations;
- Offers;
- Valuations;
- Contracts;
- Financing;
- Due diligence;
- Licensing obligations;
- Privacy practices;
- Performance; and
- Compliance with law.
9. Preliminary Offers
Any preliminary:
- Cash offer;
- Estimated offer;
- Property valuation;
- Price range;
- Repair estimate; or
- Similar indication of value
is non-binding unless incorporated into a legally enforceable written transaction agreement.
A preliminary offer may change following due diligence.
10. Illustrative Offer Formula
The Website may describe an offer methodology substantially similar to:
Potential Offer = After-Repair Value – Repair Costs – Selling Costs – Investor Return
That methodology is illustrative.
Actual assumptions may vary concerning:
- Property value;
- Repairs;
- Holding costs;
- Property taxes;
- Insurance;
- Utilities;
- Closing expenses;
- Resale expenses;
- Market conditions;
- Risk; and
- Investment return.
No particular offer amount is guaranteed.
11. Binding Transactions
A binding real estate transaction arises only after the applicable parties execute legally enforceable written transaction documents.
Closing may depend on:
- Ownership verification;
- Authority to sell;
- Title examination;
- Property access;
- Due diligence;
- Mortgages;
- Liens and privileges;
- Taxes;
- Property disclosures;
- Wholesaling requirements;
- Association or restrictive-covenant issues;
- Closing requirements; and
- Other contractual or legal conditions.
12. Louisiana Residential Property Disclosure Law
Louisiana law requires a property disclosure document for many transfers of residential real property containing one to four residential dwelling units, subject to statutory exemptions.
The law applies whether or not a real estate licensee is involved.
The disclosure must use the form prescribed by the Louisiana Real Estate Commission or another form containing at least the Commission’s minimum required language.
Nothing on the Website replaces the legally required disclosure process.
13. Known Defects
Louisiana defines a “known defect” generally as a condition actually known by the seller that:
- Has a substantial adverse effect on property value;
- Significantly impairs the health or safety of future occupants; or
- If not repaired, removed, or replaced, significantly shortens the property’s expected normal life.
A fire-related condition may fall within that definition depending on the facts.
14. Good-Faith Completion
A seller completing the Louisiana property disclosure document must do so in good faith based on the seller’s belief and knowledge as of the date the disclosure is completed and signed.
If the seller lacks knowledge or information required by the form, the seller may indicate that lack of knowledge as provided by law.
The disclosure form is not itself:
- A warranty;
- A guarantee of property condition;
- A professional inspection; or
- A substitute for inspections or warranties the parties choose to obtain.
15. Disclosure Before the Purchaser Makes an Offer
Where Louisiana’s property-disclosure statute applies, the completed and signed property disclosure document generally must be delivered to the purchaser no later than the time the purchaser makes an offer to purchase, exchange, or option the property.
This requirement applies to covered investor and cash transactions as well as conventional sales.
16. Seventy-Two-Hour Late-Disclosure Termination Right
If the required property disclosure document is delivered only after the purchaser has already made an offer, Louisiana law generally permits the purchaser to:
- Terminate a resulting real estate contract; or
- Withdraw the offer
within 72 hours after receipt, excluding federal and state holidays and weekends.
Where that statutory termination right is properly exercised:
- The purchaser incurs no statutory penalty for the termination; and
- Applicable deposit or earnest money generally must be promptly returned.
The statutory right must be exercised before applicable title-transfer or occupancy cutoffs.
17. Homeowners Associations and Restrictions
Louisiana’s disclosure framework includes statements addressing whether:
- The purchaser is obligated to be a member of a homeowners association; and
- The property is subject to restrictive covenants or building restrictions.
The statutory disclosure also informs purchasers that association information is summary in nature and that recorded restrictions may be examined through public records.
18. Other Required Louisiana Disclosure Items
Louisiana’s statutory disclosure framework contains additional specialized items, including specified disclosures relating to matters such as:
- Prior use of property as an illegal methamphetamine laboratory;
- Certain solution-mining or salt-cavern conditions;
- Prior commercial or industrial zoning; and
- Other matters required by current law or the Commission’s prescribed form.
The official current form should be used rather than relying solely on Website summaries.
19. Fire Damage and Known Defects
Fire-damaged property may involve known defects including:
- Structural damage;
- Smoke contamination;
- Water damage caused by firefighting;
- Mold;
- Electrical damage;
- Plumbing damage;
- HVAC damage;
- Roof damage;
- Foundation damage;
- Chimney or fireplace damage;
- Hazardous materials;
- Environmental conditions;
- Building-code issues;
- Permit issues;
- Incomplete repairs;
- Prior repairs; and
- Unpermitted alterations.
Where such a condition is a known defect or otherwise responsive to the legally required disclosure form, it should be addressed accurately.
20. Correction of the Website’s Louisiana Fire-Disclosure Citation
The Website currently states that “Louisiana Code Annotated § 66-5-201” requires specified detailed fire-damage disclosures.
These Terms do not rely on that citation.
Louisiana’s actual residential property-disclosure framework applicable here is found principally in Louisiana Revised Statutes 9:3196 through 9:3200 and the property disclosure form prescribed by the Louisiana Real Estate Commission.
21. No Universal Fire-Damage Documentation Package
The Website currently states or implies that Louisiana law universally requires items such as:
- Complete documentation of the fire incident date and extent;
- Itemized repair histories;
- Professional structural reports;
- Smoke- and water-remediation documentation;
- Fire-department incident reports;
- Insurance settlement records;
- Contractor invoices;
- Inspection certificates;
- Environmental test results; and
- Building-permit records.
These Terms do not adopt those statements as universal statutory requirements.
Louisiana law requires meaningful disclosure of known defects in covered transactions, but it does not impose one universal rule requiring every seller automatically to deliver every historical fire, insurance, engineering, contractor, inspection, and repair document to every purchaser.
Particular records may nevertheless be:
- Required by a contract;
- Requested during due diligence;
- Relevant to explaining a known defect;
- Required by a governmental authority;
- Relevant to insurance; or
- Required by another applicable law.
22. Correction of Unsupported Website Statistics and Legal Claims
The Website currently contains numerous precise statistics and legal claims concerning:
- Percentages of Louisiana fire-damage disputes;
- Insurance settlement increases;
- Restoration-cost reductions;
- Litigation rates;
- Property-value losses;
- Typical documentation effects on sale prices;
- Building-code compliance percentages; and
- Other market or legal outcomes.
These Terms do not represent those figures as statutory requirements or guaranteed outcomes.
Property values, insurance settlements, litigation outcomes, repair costs, and sale timing vary materially according to the property and circumstances.
23. As-Is Sales
The Website advertises potential purchases in the property’s current or “as-is” condition.
An as-is transaction may allow a seller to sell without making repairs requested by a particular purchaser.
However, an as-is term does not automatically eliminate:
- Louisiana statutory disclosure duties;
- Duties concerning known defects;
- Fraud or intentional misrepresentation liability;
- Contractual representations;
- Federal disclosures;
- Title obligations;
- Wholesaling protections; or
- Other applicable legal duties.
The signed transaction documents and applicable law determine the legal effect of any as-is provision.
24. Inspections and Due Diligence
The Website may advertise:
- No formal inspection;
- No repairs;
- No appraisal contingency;
- No financing contingency; or
- Similar streamlined transaction terms.
These descriptions reflect possible transaction structures.
They do not:
- Eliminate required disclosures;
- Prevent due diligence permitted by the agreement;
- Authorize fraud or concealment; or
- Override signed transaction documents.
A purchaser may choose to:
- Inspect the property;
- Obtain contractor estimates;
- Obtain engineering evaluations;
- Review fire reports;
- Review insurance information;
- Review permits;
- Examine title; or
- Conduct other due diligence.
25. Fast Closing and Similar Advertising Statements
The Website may advertise:
- Cash offers within approximately 24 hours;
- Closing in approximately 7 to 14 days;
- Flexible closing dates;
- No repairs;
- As-is purchases;
- No real estate-agent commissions;
- No seller fees;
- Buyer-paid closing costs;
- No formal inspection;
- No appraisal contingency; or
- No financing contingency.
These statements describe possible transaction structures and are not guarantees for every seller.
Actual terms and timing may depend on:
- Property condition;
- Ownership;
- Title;
- Mortgages;
- Liens and privileges;
- Property disclosure timing;
- Wholesaling cancellation periods;
- Buyer availability;
- Property access;
- Due diligence;
- Closing requirements; and
- Other circumstances.
26. Closing Costs, Fees, and Commissions
Where a purchaser agrees to:
- Pay specified closing costs;
- Purchase without a listing agent;
- Charge no seller commission;
- Charge no particular seller fee; or
- Pay specified transaction expenses,
the actual obligations of the parties are determined by the signed transaction documents and final closing statement.
Website advertising does not override executed transaction documents.
27. Louisiana Residential Real Estate Wholesaling Law
Effective August 1, 2026, Louisiana specifically regulates wholesaling involving residential real property containing one to four dwelling units.
Louisiana’s statutory definition of wholesaling includes, among other things:
- Entering into a purchase contract with intent to assign or sell contractual rights before taking possession or legal ownership; and
- Certain back-to-back or simultaneous transactions structured for financial gain without the purchaser funding the first closing and without intent to reside in, occupy, or materially improve the property.
Marketing contractual rights or another equitable interest for sale can create a statutory presumption of wholesaling.
28. Wholesaler Disclosure Before Contract
Before executing each related contract or written agreement involving covered wholesaling, the wholesaler must prominently disclose in writing to the seller:
- That the wholesaler intends to assign, transfer, convey, or sell contractual rights or an equitable interest for a higher price than the amount offered to the seller, or otherwise market those rights or interests for financial gain;
- That the seller should seek legal advice before signing; and
- That the seller has a right to cancel the agreement for any reason and without penalty for at least five calendar days.
The transaction documents required by Louisiana law control over any summary in these Website Terms.
29. Five-Calendar-Day Wholesale Cancellation Right
A seller entering a covered Louisiana wholesale contract or written agreement has the right to cancel:
- For any reason;
- Without penalty; and
- For at least five calendar days
after the date the contract or written agreement is executed by either the seller or wholesaler, whichever is later.
Nothing in these Terms shortens or waives that statutory right.
30. Mandatory Louisiana Wholesale Cancellation Notice
A covered wholesale agreement must conspicuously state the date and time by which the seller may cancel.
The legally required notice must appear in immediate proximity to the seller’s signature area.
Louisiana also requires use of the Louisiana Real Estate Commission’s mandatory cancellation notice form, which must be supplied to the seller without charge with each covered wholesaling agreement.
31. No Conveyance During the Wholesale Cancellation Period
Louisiana’s mandatory wholesale notice informs the seller that the wholesaler cannot ask the seller to sign or have the seller sign a:
- Cash sale;
- Conveyance;
- Deed; or
- Other covered transfer document
until the seller’s statutory cancellation period has ended.
The applicable statute and mandatory LREC form control.
32. Wholesaler May Not Act as the Seller’s Adviser
In a transaction covered by Louisiana’s wholesaling statute, the wholesaler may not directly or indirectly:
- Act or purport to act as an adviser or consultant to the seller;
- Represent that the wholesaler is acting on the seller’s behalf through a mandate, power of attorney, or otherwise;
- Falsely represent possession of a professional license or certification;
- Place or record a lien, privilege, mortgage, or other encumbrance that clouds title; or
- Engage in deceptive or unfair trade practices prohibited by applicable law.
Accordingly, a wholesaler should clearly act as a principal seeking its own financial benefit rather than as the seller’s fiduciary.
33. Missing Wholesale Disclosures Can Make the Agreement Voidable
Failure to provide disclosures required by Louisiana’s wholesaling statute—or another violation of that statute—can make a covered contract immediately voidable and terminable by the seller at any time before transfer of title.
Upon the seller’s legally sufficient written election to terminate, the agreement becomes invalid and unenforceable by the wholesaler as provided by law.
34. Wholesale Deposits
Louisiana’s 2026 wholesaling statute imposes specific deposit requirements.
For covered wholesale contracts:
- A deposit of at least 1% of the purchase price must be included;
- The deposit must be held in escrow as required by law; and
- Applicable deposit-return rules depend on the timing and statutory basis for termination.
Transaction documents should follow the current statute and LREC requirements exactly.
35. Wholesaling Penalties
A violation of Louisiana’s wholesaling statute can constitute:
- An unfair trade practice enforceable by the Louisiana Attorney General; and
- A violation enforceable by the Louisiana Real Estate Commission.
The Commission may impose a civil penalty of up to $5,000 per violation, in addition to other remedies provided by law.
36. Wholesaling and Real Estate Licensing
Louisiana’s wholesaling provisions are part of the Louisiana Real Estate License Law.
Separately, Louisiana generally requires licensure where a person performs regulated real estate activity for another for a fee, commission, or other valuable consideration unless an exemption applies.
Whether a particular:
- Principal purchase;
- Lead referral;
- Contract assignment;
- Negotiation;
- Marketing arrangement;
- Buyer-introduction service; or
- Compensation arrangement
requires a real estate license therefore depends on the actual facts and applicable statutory exemptions.
Nothing on the Website authorizes unlicensed activity for which a Louisiana license is legally required.
37. Contractual Interest Is Not Legal Title
Holding a contractual or equitable interest under a purchase agreement is different from owning legal title.
A person holding only contractual rights should not falsely represent that:
- The person owns legal title;
- The person is the deed owner;
- Title has already transferred; or
- The person possesses rights greater than the purchase contract provides.
38. Unlawful Long-Term Real Estate Service Agreements
Louisiana separately restricts specified real estate service agreements concerning residential property that improperly bind future owners or burden title.
Nothing on the Website authorizes a prohibited real estate service agreement or the improper recordation of an agreement against residential immovable property.
39. Foreclosure and Financial Distress
The Website markets to homeowners who may be:
- Behind on mortgage payments;
- Facing default;
- Facing foreclosure;
- Experiencing financial distress; or
- Seeking a rapid sale.
We are not your:
- Mortgage lender;
- Mortgage servicer;
- Attorney;
- Financial adviser;
- Credit counselor;
- Housing counselor;
- Mortgage broker;
- Debt-adjustment service;
- Loan-modification provider; or
- Foreclosure consultant
unless a separate legally compliant relationship expressly establishes otherwise.
Selling property may be one possible response to financial distress, but it is not necessarily the only available option.
A homeowner may wish to communicate with:
- The mortgage lender or servicer;
- A Louisiana attorney;
- A HUD-approved housing counselor;
- The Louisiana Housing Corporation; or
- Another qualified professional.
40. Ordinary Property Purchase Versus Mortgage Relief
A bona fide arm’s-length property purchase does not automatically become mortgage-relief or debt-adjustment services merely because the homeowner is delinquent or facing foreclosure.
Different laws may apply if a person offers, for compensation, to:
- Negotiate mortgage debt;
- Modify debt;
- Settle debt;
- Receive and redistribute consumer payments;
- Obtain a loan modification;
- Obtain forbearance;
- Promise to stop foreclosure; or
- Provide another mortgage-assistance service.
These Website Terms do not establish such a service relationship.
41. Louisiana Debt-Adjusting Restrictions
Louisiana separately regulates and, in some circumstances, prohibits for-profit debt-adjusting activity except where a statutory exception or legally authorized structure applies.
A business that goes beyond purchasing real estate and begins managing or adjusting a homeowner’s debts can therefore trigger materially different legal requirements.
Unless separately and legally established, Louisiana Fire House Buyer does not provide debt-adjusting services.
42. Federal Mortgage-Assistance Rules
Where an activity constitutes mortgage-assistance-relief services under federal law, applicable federal requirements control.
Those rules can include restrictions concerning:
- Advance fees;
- Advertising claims;
- Required notices;
- Communications with lenders and servicers; and
- Consumer acceptance procedures.
43. No Foreclosure-Rescue Guarantees
Unless separately authorized and legally qualified, we do not represent that:
- We act for your lender;
- We act for your mortgage servicer;
- We act for the State of Louisiana or federal government;
- We guarantee foreclosure will stop;
- We guarantee a loan modification;
- We will negotiate your mortgage for you;
- You should stop communicating with your lender;
- You should stop making legally required payments; or
- Selling your property through us is your only available option.
44. Succession, Probate, and Inherited Property
Submitting inherited or succession property does not establish that the person submitting it has legal authority to sell.
A transaction may require:
- Executor or succession-representative authority;
- Administrator authority;
- Trustee authority;
- Court documentation;
- Participation of heirs;
- Appropriate acts of sale or conveyance;
- Affidavits;
- Succession documentation; or
- Other evidence of authority.
Certain succession, fiduciary, and court-ordered transactions may qualify for statutory disclosure exemptions.
45. Insurance Claims and Fire-Damage Proceeds
A fire-damaged property may involve an open or completed insurance claim.
We do not act as your:
- Insurance company;
- Insurance producer;
- Public adjuster;
- Insurance attorney; or
- Insurance adviser
unless separately established through a legally compliant arrangement.
You are responsible for understanding:
- Insurance coverage;
- Claim requirements;
- Proof-of-loss requirements;
- Claim deadlines;
- Insurance proceeds;
- Repair obligations;
- Mortgage-holder rights;
- Assignment restrictions;
- Recoverable depreciation;
- Policy conditions; and
- Tax consequences.
If property is sold while an insurance claim remains pending, the purchase agreement should clearly address the parties’ respective rights concerning the claim and proceeds.
46. Insurance Records Versus Legal Disclosure Requirements
Fire reports, insurance records, photographs, repair invoices, inspection reports, engineering reports, environmental reports, and contractor estimates may be valuable when evaluating a fire-damaged property.
They are not automatically a universal statutory package that Louisiana law requires every seller to provide to every purchaser.
47. Building Codes, Permits, and Unsafe Structures
Fire-damaged property may be subject to:
- Building-code violations;
- Unsafe-building determinations;
- Condemnation;
- Building permits;
- Electrical permits;
- Repair requirements;
- Demolition requirements;
- Fire-code requirements;
- Utility restrictions;
- Flood-related requirements; or
- Other state or local governmental requirements.
Requirements vary among Louisiana parishes and municipalities.
An as-is sale does not waive governmental requirements.
48. Telephone Communications
By providing a telephone number and requesting information or an offer, you authorize us to respond concerning:
- Your property;
- Property research;
- Scheduling;
- Offers;
- Buyer matching;
- Follow-up; and
- Potential transactions.
Where applicable law requires additional consent before regulated automated, prerecorded, artificial-voice, or marketing communications are made, applicable consent requirements will be followed.
49. Recording of Communications
Louisiana generally permits recording of a wire, electronic, or oral communication where the person recording is a party to the communication or one party has given prior consent, unless the recording is undertaken for a criminal, tortious, or other prohibited injurious purpose.
We or service providers acting on our behalf may record communications for legitimate purposes including:
- Quality assurance;
- Training;
- Documentation;
- Compliance;
- Fraud prevention; and
- Security.
Because another participant may be physically located in a jurisdiction with stricter recording rules, additional notice or consent may be required.
Where another applicable law imposes a stricter consent requirement, we will comply with that requirement.
50. Text Messages
If you provide a mobile telephone number and applicable consent, we may communicate by text regarding:
- Your inquiry;
- Your property;
- Scheduling;
- Offers;
- Buyer matching;
- Follow-up; and
- Potential transactions.
Where legally required, separate or additional consent will be obtained before regulated automated or marketing communications are sent.
Consent to marketing communications is not a condition of receiving a property offer or selling property where prohibited by law.
Message and data rates may apply.
Message frequency may vary.
Reply STOP to request that applicable messages stop.
51. Email Communications
By providing an email address, you authorize us to communicate regarding:
- Your property;
- Potential offers;
- Prospective purchasers;
- Scheduling;
- Follow-up;
- Services; and
- Potential transactions.
Applicable promotional emails will provide an unsubscribe mechanism.
52. Electronic Communications
Where permitted by law, you consent to receiving Website and transaction communications electronically.
These may include:
- Email;
- Text messages;
- Electronic documents; and
- Website notices.
53. Privacy
Our collection, use, disclosure, sale, sharing, retention, and other processing of personal information is described in our Privacy Policy.
The Privacy Policy is incorporated into these Terms to the extent permitted by law.
54. Independent Decision-Making
Selling real estate may have significant:
- Legal;
- Financial;
- Tax;
- Insurance; and
- Personal consequences.
You may wish to obtain independent advice from:
- A Louisiana attorney;
- A licensed Louisiana real estate professional;
- A tax professional;
- An accountant;
- An insurance professional;
- A contractor;
- An engineer;
- An appraiser;
- A HUD-approved housing counselor; or
- Another qualified professional.
55. No Professional Advice
Website content does not constitute individualized:
- Legal advice;
- Tax advice;
- Accounting advice;
- Financial advice;
- Insurance advice;
- Construction advice;
- Engineering advice;
- Appraisal advice;
- Mortgage advice;
- Foreclosure advice; or
- Other professional advice.
56. No Automatic Brokerage, Agency, or Fiduciary Relationship
Use of the Website does not itself create:
- A real estate brokerage relationship;
- Seller representation;
- Buyer representation;
- An agency relationship;
- A fiduciary relationship;
- A partnership;
- A joint venture; or
- Employment.
Where a licensed Louisiana real estate professional participates in a regulated capacity, applicable brokerage and agency documentation controls.
A wholesaler acting as a principal should not represent that it is the seller’s adviser or representative where Louisiana law prohibits doing so.
57. Acceptable Use
You may not:
- Use the Website unlawfully;
- Submit fraudulent property leads;
- Knowingly submit materially false information;
- Impersonate another person;
- Submit property information without authority;
- Attempt unauthorized access to Website systems;
- Introduce malware or harmful code;
- Circumvent security;
- Abuse Website forms;
- Interfere with Website operations; or
- Violate another person’s rights.
58. Intellectual Property
Unless otherwise stated, the Website and its original:
- Text;
- Branding;
- Graphics;
- Photographs;
- Videos;
- Designs;
- Layout; and
- Software
are owned by or licensed to Louisiana Fire House Buyer.
You may not commercially reproduce or exploit protected Website materials without appropriate authorization.
59. Third-Party Websites and Services
We may link to or integrate with third-party websites or services.
We do not control and are not responsible for third-party:
- Content;
- Privacy practices;
- Security;
- Products;
- Services;
- Representations; or
- Conduct.
60. Website Availability
We may modify, restrict, suspend, or discontinue portions of the Website.
Continuous, uninterrupted, secure, or error-free access is not guaranteed.
61. No Guarantee of Transaction
We do not guarantee:
- An offer;
- Fair-market-value pricing;
- Any particular purchase price;
- Any specific closing date;
- Assignment of a contract;
- Availability of an independent purchaser;
- Completion of a transaction; or
- Any particular financial result.
62. Disclaimer of Warranties
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”
WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:
- MERCHANTABILITY;
- FITNESS FOR A PARTICULAR PURPOSE;
- TITLE; AND
- NON-INFRINGEMENT.
Nothing in these Terms excludes protections that applicable law does not permit to be excluded.
63. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, LOUISIANA FIRE HOUSE BUYER AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.
OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.
This Website-only limitation does not govern rights or liabilities under a separately executed purchase, wholesale, assignment, brokerage, mortgage-related, or other transaction agreement unless that agreement expressly provides otherwise.
64. Independent Third-Party Buyers
To the maximum extent permitted by law, we are not responsible for the independent:
- Offers;
- Representations;
- Valuations;
- Contracts;
- Financing;
- Privacy practices;
- Performance; or
- Conduct
of an unaffiliated third-party prospective purchaser.
65. Indemnification
To the extent permitted by law, you agree to indemnify Louisiana Fire House Buyer and its affiliates from claims arising from:
- Your unlawful use of the Website;
- Your material breach of these Terms;
- Fraudulent information you knowingly submit;
- Information knowingly submitted without authority; or
- Your violation of another person’s rights.
66. Governing Law
These Terms are governed by the laws of the State of Louisiana, except where applicable law requires otherwise.
67. Venue and Disputes
Subject to mandatory jurisdiction, venue, consumer-protection, real-estate, and transaction-specific requirements, legal proceedings arising solely from Website use or these Terms may be brought in a court of competent jurisdiction in the State of Louisiana.
These Website Terms do not impose mandatory arbitration.
A separately executed purchase, assignment, wholesale, brokerage, or other transaction-specific agreement may contain different enforceable dispute provisions.
68. Non-Waivable Louisiana Rights
Nothing in these Terms waives rights that cannot legally be waived under applicable:
- Louisiana Unfair Trade Practices and Consumer Protection Law;
- Louisiana residential property-disclosure law;
- Louisiana Real Estate License Law;
- Louisiana residential wholesaling law;
- Louisiana Data Privacy Act once effective and applicable;
- Louisiana communications law;
- Applicable debt-adjusting law;
- Federal mortgage-assistance rules;
- Federal disclosure law; or
- Other applicable law.
69. Transaction Agreements Control
These Website Terms do not replace:
- Purchase agreements;
- Wholesale agreements;
- Assignment agreements;
- Brokerage agreements;
- Property disclosure forms;
- Title documents;
- Acts of sale;
- Closing documents;
- Insurance-related agreements; or
- Other transaction-specific documents.
A separately executed transaction agreement governs that transaction to the extent enforceable under applicable law.
70. Changes to These Terms
We may update these Terms periodically.
Updated Terms become effective when posted or on another effective date identified in the revised Terms, subject to applicable law.
71. Severability
If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.
72. No Waiver
Failure to enforce a provision does not waive the right to enforce it later.
73. Assignment
You may not assign these Website Terms without our prior written consent.
We may assign these Website Terms in connection with:
- A merger;
- Acquisition;
- Reorganization;
- Financing;
- Affiliate restructuring; or
- Sale of assets,
subject to applicable law.
This Website provision does not determine whether a particular real estate purchase agreement may be assigned.
Assignment of a real estate purchase contract is governed by:
- The contract;
- Louisiana contract law;
- Louisiana real estate licensing law;
- Louisiana’s wholesaling statute where applicable; and
- Other applicable requirements.
74. Entire Agreement Regarding Website Use
These Terms and the Privacy Policy constitute the agreement governing Website use.
They do not supersede separately executed real estate transaction documents.
75. Contact Us
Questions concerning these Terms may be directed to:
Louisiana Fire House Buyer
Louisiana
United States
Website: louisianafirehousebuyer.com

